Gambler's Ruin

I've accrued a count of 21 with a hand of five cards Won it all back with my shirt on my back again They know me by name, even if only out of pity Brought the horse to the water just to watch him drown in drink Can't stand to help survive what doesn't want saved Lose all your progress that you stumbled into You can't even call it your own signature Initial along the dotted line Even those letters change each time Walking downtown with your smile in hand You've got a count of 21, but still you found a way to bust